Section 1. New fundamentals:How brands can enter the metaverse : build a strategy for the next frontier /by Janet Balis --How NFTs create value : understanding this new asset class /by Steve Kaczynski and Scott Duke Kominers --Stablecoins and the Future of Money : Will central banks and the private sector team up? /by Christian Catalini and Jai Massari --The Future of Contactless Commerce : From "pay by face" to AI shopping assistants /by Mark Purdy --How to Attract Top Tech Talent : New ways to recruit and retain in a competitive market /by Jonathan Frick, KC George, and Julie Coffman --Section 2. Fresh Takes on Mature Tech:What Leaders Need to Know About the Cloud : What's next for your company's most efficient, innovative, and scalable platform? /by Bhaskar Ghosh and Karthik Narain --Say Goodbye to Cookies : Demand personalization and privacy /by Tim Glomb --Could Ransomware Attacks Ultimately Benefit Consumers? : When companies' own money is on the line, they take cybersecurity more seriously /by Rahul Telang --Section 3. AI for the Rest of Us:AI Doesn't Have to Be Too Expensive or Complicated : Move your organization from a big-data approach to a good-data approach /by Andrew Ng --No-Code Platforms Can Bring AI to Small and Midsize Businesses : Soon, anyone will be able to train an algorithm /by Jonathon Reilly --How Warehouse Workers Really Feel About Automation : Employees from around the world share their hopes and concerns /by Joe Lui, Raghav Narsalay, Rushda Afzal, Ida Nair Sharma, and Dave Light --Section 4.